💳 Electronic Payments (Immediate)

We accept secure payments through the main circuits and digital wallets. The order is processed immediately.

• Credit and Debit Cards: Visa, Mastercard, Maestro, American Express, PostePay, and prepaid cards.
• Digital Wallets: Apple Pay, Google Pay, Shop Pay (for a fast one-click checkout).
• PayPal: Pay securely using your account or associated card.
  • "Pay in 3 installments" option: Available by selecting PayPal at checkout (subject to PayPal approval).
• Klarna: Pay in 3 interest-free installments. The first installment at the time of order, the following every 30 days.

⚠️ Transaction not successful?

If the card payment is declined, it is often due to banking security systems (3D Secure). We recommend you:

• Check your Bank App to authorize the spending notification.
• Verify you have sufficient credit.
• Alternatively, try selecting PayPal or Klarna to complete the purchase.

🚫 NOT Accepted Methods

• ❌ CASH ON DELIVERY (PAYMENT ON DELIVERY):
  My Mō DOES NOT offer the possibility to pay cash on delivery. All orders must be paid at the time of purchase or via instant advance bank transfer.
• ❌ PAYMENT SLIPS OR POSTAL ORDERS:
  We do not accept payments via paper slips or postal orders.

⚠️ FOCUS: BANK TRANSFER (Manual Procedure)

In line with our Terms and Conditions (Sec. 3), this payment method is NOT automatically selectable at checkout, but must be specifically requested.

STRICT RULES FOR BANK TRANSFER:

• ⚡ INSTANT BANK TRANSFER ONLY:
  We accept exclusively instant bank transfers. Ordinary transfers (which require 2-3 working days) are not accepted.
• 📞 MANDATORY MANUAL PROCEDURE:
  If you wish to pay by bank transfer, you must contact Customer Service.
• 🔒 ORDER PROCESSING:
  Our operators will create the order manually and enter it into the system ONLY after receiving the funds credited to our account. Products are not reserved pending payment.